Table 4

Unadjusted and adjusted multivariate GLM regression models of ability of HRFs to predict WC claim medical cost

HRFUnadjusted modelAdjusted model
(n=533)(n=493)
β*(95% CI)p Valueβ*(95% CI)p Value
Lifestyle factors†
 Alcohol use, excessive−0.05−0.46 to 0.360.80−0.08−0.78 to 0.610.81
 Drinking and driving, yes0.07−0.19 to 0.320.600.04−0.42 to 0.500.87
 Exercise, inadequate−0.03−0.21 to 0.150.74−0.14−0.36 to 0.080.22
 Fruits/vegetable intake, poor−0.01−0.18 to 0.150.900.04−0.28 to 0.360.80
 Helmet use, poor−0.07−0.28 to 0.140.49−0.01−0.36 to 0.340.97
 Lifting practices, poor0.06−0.13 to 0.240.56−0.02−0.29 to 0.260.91
 Seat belt use, poor0.00−0.20 to 0.200.99−0.04−0.41 to 0.320.81
 Secondhand smoke, yes−0.02−0.23 to 0.190.860.14−0.11 to 0.380.28
 Sleep, poor0.270.10 to 0.440.000.13−0.25 to 0.520.50
 Smoker, currently0.280.03 to 0.530.030.23−0.15 to 0.620.24
Psychosocial factors†
 Anxiety, chronic−0.03−0.28 to 0.220.840.08−0.28 to 0.440.66
 Depression, yes0.10−0.15 to 0.350.41−0.08−0.42 to 0.260.66
 Job health culture, poor0.00−0.11 to 0.111.00−0.08−0.22 to 0.050.23
 Stress at home, yes0.09−0.12 to 0.300.390.290.03 to 0.550.03
 Stress at work, yes−0.03−0.22 to 0.160.730.07−0.21 to 0.360.61
 Stress over finances, yes−0.35−0.55 to −0.150.00−0.39−0.63 to −0.150.00
Health condition factors†
 Arthritis, yes0.13−0.10 to 0.370.27−0.08−0.51 to 0.350.73
 Asthma, yes0.19−0.06 to 0.450.140.16−0.24 to 0.570.43
 Back pain, yes0.15−0.06 to 0.370.160.06−0.21 to 0.330.66
 Blood pressure, high−0.41−0.63 to −0.190.00−0.15−0.56 to 0.250.46
 BMI, abnormal0.00−0.18 to 0.180.98−0.12−0.35 to 0.100.28
 Cancer, yes−0.12−0.60 to 0.360.620.51−0.42 to 1.440.28
 Cholesterol, high0.330.07 to 0.590.010.13−0.26 to 0.530.50
 Dental examination, no0.13−0.04 to 0.290.14−0.02−0.23 to 0.190.82
 Diabetes, yes0.00−0.38 to 0.370.990.13−0.53 to 0.780.71
 Digestive issues, yes0.15−0.09 to 0.400.220.20−0.14 to 0.550.25
 Fatigue, chronic−0.15−0.45 to 0.160.340.22−0.21 to 0.660.32
 Headaches, severe0.11−0.10 to 0.310.300.26−0.01 to 0.540.06
 Heart disease, yes0.740.21 to 1.270.01−0.33−2.08 to 1.420.71
 Irritable bowel disorder, yes−0.21−0.49 to 0.070.15−0.38−0.77 to 0.000.05
 Lung disease, yes−1.14−1.76 to −0.510.00−0.35−0.96 to 0.260.26
 Osteoporosis, yes0.940.02 to 1.850.040.58−0.32 to 1.470.20
 Overall health rating−0.05−0.17 to 0.070.43−0.10−0.30 to 0.100.33
 Physical examination, no−0.19−0.34 to −0.040.02−0.27−0.50 to −0.040.02
 Stroke, yes1.350.86 to 1.84<0.010.43−0.78 to 1.630.49
 κ*−1.20−1.48 to −0.91<0.01−1.28−1.76 to −0.79<0.01
  • Adjusted model includes age, sex, race/ethnicity, education, pay scheme (salary/hourly), employment type (full time/part time), industry (SIC code), occupation, income and company size (number of employees).

  • *κ is a shape parameter that is used to determine whether the data best fit a generalised gamma distribution or one of the special cases of a generalised gamma distribution (lognormal, Weibull or gamma distribution). Compared to the κs for the other distributions, the κ for the gamma distribution was significantly better (data not shown).

  • †The reference group for each HRF is a worker who did not have the HRF.

  • HRF, health risk factor.