Table 1

 Description of cost categories*

Cost categoryDescription
*Source: WorkSafeBC (Workers Compensation Board of British Columbia).
Healthcare benefits1. Treatment by a chiropractor, naturopath, doctor or specialist, or treatment by a physical therapist or massage therapist when referred by a doctor
2. Hospital, laboratory, and x ray services
3. Nursing care
4. Personal-care assistance for seriously injured workers
5. Prescription drugs related to the injury
6. Medical supplies, appliances or equipment, including artificial limbs, canes, dentures, hearing aids, wheelchairs, eyeglasses, crutches, back and leg braces, and some orthotics
7. Home, vehicle or workplace modifications for seriously injured workers
Wage-loss benefitsCompensation benefits, also known as wage-loss benefits, are based on 90% of a worker’s average net earnings
Permanent disability benefitsIf there is evidence that a work-related injury or disease has permanently disabled a worker, he or she is assessed for permanent disability benefits. The amount will probably be based on the loss of function of the body. If the compensation board determines that the combination of occupation and disability is so exceptional that the functional award does not appropriately compensate, then a loss of earnings award is paid
Vocational rehabilitationVocational rehabilitation helps disabled workers get back to work after a compensable injury or the onset of an occupational disease and include:
1. Vocational assessment and planning
2. Counselling
3. Work assessment
4. Work site job modification
5. Job readiness and placement assistance
6. Skill development
7. Employability assessments