Regression models for first-time claim rates with adjusted* rate ratios, 95% CIs, and tests for differences in effect of job tenure between subgroups
| Variable | Estimate for tenure = 1 month | χ2 for diff | p Value | |||
|---|---|---|---|---|---|---|
| RR | 95% CI | β | SE | |||
| *Adjusted for all other covariates. | ||||||
| Sex | ||||||
| Male | 4.95 | (4.21–5.82) | 1.600 | 0.082 | 10.59 | 0.001 |
| Female* | 3.30 | (2.73–3.98) | 1.193 | 0.096 | ||
| Age group (years) | ||||||
| 15–19 | 3.00 | (2.52–3.57) | 1.100 | 0.089 | 8.50 | 0.004 |
| 20–24 | 2.84 | (2.14–3.77) | 1.043 | 0.145 | 7.23 | 0.007 |
| 25–34 | 5.06 | (3.95–6.49) | 1.622 | 0.126 | 0.03 | 0.857 |
| 35–44 | 5.46 | (4.13–7.20) | 1.697 | 0.142 | 0.29 | 0.588 |
| 45+* | 4.89 | (3.70–6.47) | 1.588 | 0.142 | ||
| Occupation | ||||||
| Manual | 4.92 | (4.33–5.58) | 1.593 | 0.065 | 11.36 | 0.001 |
| Mixed | 3.68 | (2.98–4.54) | 1.302 | 0.108 | 1.91 | 0.167 |
| Non-manual* | 2.85 | (2.14–3.81) | 1.049 | 0.148 | ||
| Industry | ||||||
| Goods | 5.59 | (4.71–6.64) | 1.721 | 0.088 | 15.26 | <0.001 |
| Services* | 3.24 | (2.79–3.76) | 1.175 | 0.076 | ||